CashDaily Privacy Policy

Welcome to CashDaily. We understand the importance of your personal information, and we are committed to protecting your privacy and providing a safe, secure experience.

This Privacy Policy explains in detail how we collect, use, store, and safeguard your personal information, as well as your rights regarding such information.

1️⃣ Data Ownership Commitment

100% of your data belongs to you

• Zero Server Upload: Your transaction records, SMS content, location tags, notes, and app usage data never leave your device — not even in encrypted form.
• Uninstall = Total Erasure: Deleting the app instantly wipes all data stored on your device. No backups are ever kept.

2️⃣ Permissions & Purpose Explanation

📩 SMS Permission (Optional)

• Purpose: To automatically detect transactions in bank/UPI SMS alerts
• Scope: Only scans SMS containing specific keywords (e.g., "debited", "credited", "₹") — never reads personal messages
• Data Flow: Local storage → Never uploaded → Deleted upon uninstall
• Privacy: Data is encrypted in transit and at rest, only used for transaction detection, and never stored permanently on the server

📞 Call Log Permission (Optional)

• Purpose:To check whether the user has successfully received our voice OTP verification call.
• Scope: Accesses only call metadata — such as phone number, call duration, and time — not call audio or conversation content. No access to contact names or unrelated personal calls.
• Data Flow: All call log data remains stored locally on your device for analysis and tagging purposes. Data is never uploaded to any server and is automatically deleted upon app uninstall.
• Control: You may deny or revoke this permission anytime from your system settings. The app will continue to function, but voice OTP verification features may be limited.

📍 Approximate Location (Optional)

• Purpose: To tag spending locations (e.g., "Mumbai – Restaurant")
• Scope: City-level accuracy only; real-time tracking is never used
• Data Flow: Local storage → Never uploaded → Deleted upon uninstall

📸 Camera Permission (Optional)

• Purpose: To take a photo for a custom profile avatar
• Scope: Does not access gallery; only uses camera for instant capture
• Data Flow: Local storage → Never uploaded → Deleted upon uninstall

📱 Device Info (Required)

• Purpose: To optimize performance based on your device
• Collected Data: Android version, device model, available memory

📦 App List (Optional)

• Purpose: To personalize features (e.g., prioritize UPI tools if Paytm is frequently used)
• Scope: Detects only app names and launch frequency — never reads app content
• Data Flow: Local storage → Never uploaded → Deleted upon uninstall

3️⃣ Security Architecture

• Encryption: All data is protected using AES-256 combined with Android Keystore
• Network Isolation: Core databases have no internet access, physically preventing data transfer
• No Cloud. No Login: We deliberately avoid account systems to eliminate the risk of data leaks

4️⃣ Your Rights (In Accordance with India’s DPDP Act)

• Full Data Deletion: Go to Settings > Reset App to erase all data
• Revoke Permissions: Disable any granted permission anytime via system settings
• No delays. No emails. Actions are instant.

5️⃣ Protection of Minors

We do not knowingly collect any personal data from users under the age of 18. If we become aware that a user is under 18, we will immediately delete all associated data from our systems.

6️⃣ Privacy Policy Access & Agreement

You can view this Privacy Policy anytime in the app settings. By continuing to use this app, you agree to the terms outlined in this policy.

7️⃣ Contact & Transparency

Email: [email protected]

“Your device is the vault. We hold no key.”